Services
Buy
Your first property or a new address. Plan your financing before making an offer.
We discuss your budget, down payment and timeline. You understand the steps and the information needed for your application.
- Discuss your budget and down payment
- Prepare your application
- Compare financing conditions
Renew
Your term is coming to an end? Take the time to explore your options.
Renewal is a chance to review your payments, amortization and mortgage conditions. Bring your balance and renewal offer so we can discuss them.
- Review your current mortgage
- Compare payments and conditions
- Prepare for the transition
Refinance
Renovations, a new project or changing needs.
We look at your situation and potential costs before considering a change. The goal is to understand what refinancing could offer and what it could cost.
- Clarify your objective
- Review your balance, costs and options
- Choose your next steps
Your questions
How is an estimate different from a pre-approval?
A calculator provides an estimate based on your inputs. Pre-approval requires a review of your situation and remains subject to the lender’s conditions.
Should I wait for my renewal offer?
You can prepare for the conversation before your offer arrives. Have your maturity date, balance and current mortgage conditions ready.
What documents should I prepare?
The documents depend on your situation. Information about your income, down payment, debts and property is a good starting point.
Can I apply online?
Yes. The application link takes you to Karine’s MortgageBOSS portal. You can also start with a conversation if you have questions.